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Starting an investment portfolio can be intimidating and overwhelming -- which is exactly why many put off getting started. Millennials are opting out of investing at higher rates than any other generation. Driving factors include a lack of accessible information, misconceptions about investment opportunities, and fear of losing money. As a result, many millennials are opting to save their money in a savings account instead of investing it. cut your spending
The reticence about investing is understandable since millennials had a front-row seat to the devastating losses their parents suffered during the financial crises. But, as James Chen at Investopedia reports, today's young adults also face the “most uncertain economic future of perhaps any generation in America since the Great Depression.” With job insecurity, wage stagnation, and a growing divide between the rich and poor affecting the chances for millennial's future wealth, it’s more important than ever for young people to start investing their money. Here are some steps to help you get you started.
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